Category: Financial Planning

Because of the pandemic, more people have become familiar with videoconferencing and interacting virtually with financial professionals, which might make them more curious about ways technology can enrich them. Jason Scuglik has tips for how to learn more about devices and applications. […]

By Joel Dresang In our 30 years as homeowners, my wife and I have had occasional conversations about the urgency of retiring our mortgage. Math always settles it: At a fixed rate below 4%, our home loan is costing us less than the average 6%-7% a year that balanced investments have returned historically. […]

By Joel Dresang Like news editors, investors can plan and prepare with the best information available at the time, but they cannot foresee every possible cataclysm. […]

By Joel Dresang It’s only human to want to do something, so here are actions I have taken, specifically on investments. […]

By Joel Dresang The point of talking about the long term is to prompt us to plan, allocate and adjust so that we don’t outlive our resources. Whether we want to consume as much as we can while we’re able or to leave a legacy to our heirs, we don’t want to run out of…

By Joel Dresang The death of Money is another reminder of the tougher time individuals have at discerning how best to conduct their financial lives. […]

By Joel Dresang Vacations seem a bigger deal now, with bigger bills. They can upset the spending plans of retirees. They can divert workers’ earnings from retirement savings. They can contribute to family debts. […]

Only about 1 in 15 Americans has an online Social Security account and checks their benefits estimates once a year.

By Joel Dresang My wife and I have provided our daughters with limited financial assistance in college. That’s because a) We want our children to have some skin in the game, and b) We’ve needed to save for our retirement. College has presented a serious lesson in what we have hoped to instill in our…