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Past Articles
Why not to fret (yet) about the deficit
By Joel Dresang Approaching $1.5 trillion, the U.S. deficit is becoming a bigger target for government critics and investors who wonder what the federal budget imbalance means for their nest eggs. “I get that question by clients every day,” says Bob Landaas, president of Landaas & Company. “I try to answer that it’s mostly about…
Rolling over retirement plans
Changing employers? Consider whether to switch your employer-sponsored retirement plan in the process.

Monitoring the Markets: What Indexes Tell Us
While the Dow, S&P and the Nasdaq are most common, there is an index for just about every area of the stock and bond market.
Attention: Deficit Disorder
By Joel Dresang The U.S. federal government reached a record budget deficit in 2009: $1.4 trillion –about one-tenth of the nation’s economic output for the year. No one can deny that’s a deep hole to climb out of. Even relative to the size of the economy, it’s the biggest deficit as far back as the…
When Roth IRA Conversions Make Sense
By Art Rothschild Rarely a day goes by this year that I haven’t been asked by a client (or two or three) whether they should convert their traditional IRA to a Roth IRA. That question has taken on greater importance now that Wisconsin Gov. Jim Doyle has signed into law a bill that allows investors…
Efficient Frontier: Balancing Risk and Return
By Joel Dresang Riding a surfboard requires coordination, balance and risk analysis. The more you want to catch the big waves, the more prepared you should be to get knocked off your board. Investing also involves maintaining equilibrium amid ever-changing conditions. In general, higher returns reward bigger risks, but there’s a point at which you…
