Category: Retirement

  • Rust in retirement can affect finances

    By Joel Dresang When we retire, we leave behind more than a job, more than a desk chair indelibly contoured to our proportions, more than a cadre of 9-to-5 companions. It turns out many of us leave a bit of our minds. “Retiring is associated with increased risk of cognitive decline,” says a report from…

  • How part of portfolio can act as pension

    By Joel Dresang I am part of a vanishing class of workers with so-called defined-benefit plans—company-funded accounts guaranteeing set monthly payments in retirement. There used to be more of us. My pension is from a former employer. In my age group, 1 in 10 households has a pension. That’s down from more than 6 in…

  • Knowing when to tap Social Security

    Social Security benefits play a bigger role in retirement timing than most people realize.

  • Retirement spending: Safe rates

    In a Money Talk Video, Art Rothschild explains when retirees can consider varying the withdrawal rate for their investments.

  • Retirement spending with heirs in mind

    Dave Sandstrom explains how strategies for tapping retirement accounts can vary when investors expect to leave money behind.

  • Deciding which retirement accounts to tap

    In a Money Talk Video, Dave Sandstrom explains the differences among various retirement accounts.

  • When should I …take my required minimum distribution?

    Another frequently asked question on moves investors should consider: When to take required minimum distributions from IRAs.

  • Retirement 101: Having a plan

    Most people spend more time and energy arranging vacation or a night out than they do on planning their retirement. When it comes to retirement, it pays to have a plan.

  • Having the confidence to retire

    To retire with confidence, investors need to allocate their resources for both long-term growth and short-term peace of mind.

  • How much to spend in retirement

    How much you can afford to spend in retirement involves your ability to spend some percentage of your investment portfolio.