Articles

Information and resources for investors preparing for file individual income taxes

If you’re retiring and have a 401(k), rolling into an IRA can help. But tax advantages come with tax rules, so rollovers can get complicated.

By Joel Dresang Reports call elder financial abuse “the crime of the 21st century.” Like most personal financial crimes, these can be prevented through common sense and vigilance. […]

By Joel Dresang A recent Gallup survey found retirement security to be the top financial worry among Americans – named by 64% of respondents. And yet, a lot of studies suggest Americans are unprepared to quit working. The National Institute on Retirement Security found that nearly two-thirds of workers 55 to 64 years old had savings amounting to less than one year of their income. Nearly a third had nothing saved for retirement. […]

Declining financial skills may be inevitable as we age. Accordingly, we should take steps to protect our wealth from ourselves.

Most people spend more time and energy arranging vacation or a night out than they do on planning their retirement. When it comes to retirement, it pays to have a plan.