Articles

By Joel Dresang The point of talking about the long term is to prompt us to plan, allocate and adjust so that we don’t outlive our resources. Whether we want to consume as much as we can while we’re able or to leave a legacy to our heirs, we don’t want to run out of money before we run out of time. Of course, how much time we have is both unknown and peculiar. […]

The expression “silver bullet” is a conflation of a medical term coined by a Nobel laureate and the calling card of a legendary lawman of the Old West. […]

By Joel Dresang The death of Money is another reminder of the tougher time individuals have at discerning how best to conduct their financial lives. […]

Active management offers flexibility not allowed in less-expensive index-tracking passive funds.

By Joel Dresang Vacations seem a bigger deal now, with bigger bills. They can upset the spending plans of retirees. They can divert workers’ earnings from retirement savings. They can contribute to family debts. […]

Only about 1 in 15 Americans has an online Social Security account and checks their benefits estimates once a year.