Each week in the Money Talk Podcast, Landaas & Company advisors offer insights for long-term investors. Try to answer the following questions, based on some of the recent Money Talk conversations.
1.
With the S&P 500 stock index on pace to have double-digit returns again in 2025, John Sandstrom noted a consequence investors should consider. Which possibly taxable event did John refer to on the Dec. 5 Money Talk Podcast?
(Choose one.)
- Wash sale.
- Capital gains.
- Tax-loss harvesting.
- Short selling.
(See answer below.)
2.
Noting that some investors prefer the liveliness of stocks, Mike Hoelzl, in the Dec. 5 Money Talk Podcast referred to what asset class as necessarily “boring” in comparison?
(Choose one.)
- Real estate.
- Commodities.
- Bonds.
- Cryptocurrencies.
(See answer below.)
3.
In the Dec. 5 Money Talk Podcast, Dave Sandstrom talked about sharing wealth through family gifts. Besides consulting a tax professional, what advice did Dave provide about gifting?
(Choose one.)
- Prioritize your own retirement needs.
- First establish a trust.
- Wait until after April 15.
- Consider a qualified charitable distribution (QCD).
(See answer below.)
4.
In the Dec. 12 Money Talk Podcast, Tom Pappenfus noted that more investors appeared to be reacting to high prices on big technology stocks. What response did Tom observe from investors?
(Choose one.)
- Dumping positions in large-growth stocks.
- Seeking out performance in other areas.
- Doubling down on bond positions.
- Shifting stock holdings to cash.
(See answer below.)
5.
In the same Dec. 12 Money Talk Podcast, Steve Giles reminded investors of another part of a diversified portfolio where valuations have been more attractive. What did Steve mention?
(Choose one.)
- Gold.
- High-yield bonds.
- Real estate.
- Non-U.S. stocks.
(See answer below.)
6.
In the Dec. 19 Money Talk Podcast, Adam Baley explained why he considers cryptocurrency a speculative asset class and not a currency. What did he say cryptocurrency was lacking?
(Choose one.)
- Being backed by gold.
- Tangibility.
- Stability and ease of transferability.
- Government issuance.
(See answer below.)
Answers
1.
b. Capital gains.
Learn more
- Capital gains distributions, by Tom Pappenfus
- FAQ About Taxation for Mutual Fund Investors, from the Investment Company Institute
- IRS Publication 550, Investment Income and Expenses
2.
c. Bonds.
Learn more
- Bonds’ place in portfolios gets clearer, by Kyle Tetting
- Bonds – FAQs, from Investor.gov
- Bonds also face investment risks, a Money Talk Video with Tom Pappenfus
3.
a. Prioritize your own retirement needs.
Learn more
- Frequently asked questions on gift taxes, from the Internal Revenue Service
- The Giving episode, Money Talk Podcast
- Heaven can wait: Early inheritance, by Joel Dresang
- Gratitude is an enriching attitude, by Joel Dresang
4.
b. Seeking out performance in other areas.
Learn more
- Broader views of market movements, a Money Talk Video with Dave Sandstrom
- Market Breadth: Definition, Indicators, and How Investors Use It, from Investopedia
- The Stock Market’s Breadth Is Improving. Why It Matters, from Barron’s (Aug. 2024)
5.
d. Non-U.S. stocks
Learn more
- Investing fundamentals: A shift in winds, by Kyle Tetting
- 5 reasons to watch the dollar, by Steve Giles
- Over there: Investing in a global economy, a Money Talk Video with Kyle Tetting
- International Investing, from the Securities and Exchange Commission
- How to Use International Stocks in Your Portfolios, by Morningstar
6.
c. Stability and ease of transferability.
Learn more
- Crypto Assets, from the Financial Industry Regulatory Authority
- Is Crypto a Good Gift for Your 60/40 Portfolio? from Morningstar
- Crypto Asset Custody Basics for Retail Investors – Investor Bulletin, from Investor.gov
- Investment risk, explained, from the Financial Industry Regulatory Authority