
Each week in the Money Talk Podcast, Landaas & Company advisors offer insights for long-term investors. Try to answer the following questions, based on some of the recent Money Talk conversations.
1.
On the May 2 Money Talk Podcast, Art Rothschild called April 2025 “the craziest month I’ve ever seen,” with dramatic swings in the stock and bond markets. According to Art, what should investors do amid such volatility?
(Choose one.)
- Reduce stocks in their holdings.
- Increase stocks in their holdings.
- Take stock of how they feel.
- Stock up on cash.
(See answer below.)
2.
Also on the May 2 Money Talk Podcast, John Sandstrom explained the lessons long-term investors should take from the sharp drop and rebound in stock prices in April. Which of the following did John talk about?
(Choose one.)
- Buy low; sell high.
- Earnings and interest rates matter.
- It’s time in the market, not timing the market.
- Stocks climb a wall of worry.
(See answer below.)
3.
On the May 9 Money Talk Podcast, Adam Baley talked about the Federal Reserve’s recent decision to maintain short-term interest rates. Some investors had hoped for a rate cut to boost stocks, but Adam noted at least one advantage current rates are giving investors. What did Adam mention?
(Choose one.)
- Rates are low enough to encourage homebuying.
- Rates are high enough to make cash rewarding.
- Rates have been steady long enough that business are accustomed to them.
- Rates have been so high for so long that cuts are imminent.
(See answer below.)
4.
In a discussion about planning retirements using artificial intelligence (AI), Kendall Bauer noted which of the following, during the May 16 Money Talk Podcast?
(Choose one.)
- Most investors cannot access reliable AI.
- Investors risk losing private information to AI.
- Investors still need individualized plans for their circumstances and preferences.
- Investors risk losing control of their money to AI.
(See answer below.)
5.
On the May 16 Money Talk Podcast, Dave Sandstrom said as part of advising clients on their investment portfolios, he reminds them to do which of the following?
(Choose one.)
- Establish an estate plan.
- Pay off the mortgage.
- Get life insurance.
- Invest in reliable transportation.
(See answer below.)
6.
On the May 23 Money Talk Podcast, Steve Giles suggested what investors should consider if their gut check tells them they can’t tolerate market volatility. What did he advise?
(Choose one.)
- Stop monitoring the markets.
- Cash out of stocks.
- Embrace their fears.
- Reallocate their investments.
(See answer below.)
7.
In weighing the overall risks and returns between stock and bond investments, Tom Pappenfus explained how investors can compare the yield on the 10-year U.S. Treasury with one other indicator. Which indicator did Tom mention on the May 23 Money Talk Podcast?
(Choose one.)
- The Dow Jones Industrial Average.
- The VIX volatility index.
- The yield on the 2-year U.S. Treasury.
- The earnings yield.
(See answer below.)
Answers
1.
c. Take stock of how they feel.
Learn more
- Stock up for the long haul, by Dave Sandstrom
- Seeking deeper meaning from one sell-off, by Kyle Tetting
- Focus on fundamentals to face volatility, a Money Talk Video with Steve Giles
2.
c. It’s time in the market, not timing the market.
Learn more
- Why investments outperform their investors, a Money Talk Video with Kyle Tetting
- Investor tips for turbulent times, from the Financial Industry Regulatory Authority
- Good things come to investors who wait, by Joel Dresang
3.
b. Rates are high enough to make cash rewarding.
Learn more
- Bonds’ place in portfolios gets clearer, by Kyle Tetting
- Investor upsides as interest rates rise, a Money Talk Video with Kendall Bauer and Kyle Tetting
- Investment Products: Bonds, from the Financial Industry Regulatory Authority
4.
c. Investors still need individualized plans for their circumstances and preferences.
Learn more
- Retirement 101: Having a plan, a Money Talk Video with Tom Pappenfus
- Retirement investing: Where to begin, a Money Talk Video by Kyle Tetting
- Working With an Investment Professional, from the Financial Industry Regulatory Authority
- The Ultimate Guide to Financial Literacy for Adults, from Investopedia.com
5.
a. Establish an estate plan.
Learn more
- Estate Planning FAQs, from the American Bar Association
- Estate Planning: Power of Attorney, from the Financial Industry Regulatory Authority
- Help for agents under a power of attorney, from the Consumer Financial Protection Bureau
- Plan Now to Smooth the Transfer of Your Brokerage Account Assets on Death, from theFinancial Industry Regulatory Authority
- When a Brokerage Account Holder Dies – What Comes Next? from the Financial Industry Regulatory Authority
6.
d. Reallocate their investments.
Learn more
- When Should I …rebalance my portfolio?
- State of the balanced investor, a Money Talk Video with Adam Baley
- Investment balance: Find and keep, a Money Talk Video with Art Rothschild
- Beginners Guide to Asset Allocation, Diversification and Rebalancing, from the U.S. Securities and Exchange Commission
7.
d) The earnings yield
Learn more
- Earnings yield: Valuing Stocks vs. Bonds, a Money Talk Video with Kyle Tetting
- Stock valuations: Time to buy or sell? a Money Talk Video with Dave Sandstrom
- Valuing Investments: Price-Earnings Ratio, a Money Talk Video with Dave Sandstrom