By Bob Landaas                        
The two biggest reasons I hear why investors are still waiting to get into the stock market have nothing to do with stock prices. Here they are:

I want to wait until clarity after the election.
The deficit is too high in the United States. It’s going to ruin the country.

Let’s take these one at [...]

By Sam Beres                           
London – My semester of study in London made me realize that the United Kingdom has taken a backseat to the U.S. and the euro zone. The focus is rightly on the U.S. and the 17-country region using the euro as a common currency. They have greater impact on the global financial markets. But [...]

By Steve Giles                        
Bonds give us the courage and confidence to own stocks. Bonds are important for generating income for retirees. Bonds are also important for distribution strategies. More importantly, bonds provide much-needed non-correlation to stocks to help smooth out the volatility with downside protection. 
At Landaas & Company, we have always preached a balanced approach. We have designed thousands of [...]

America’s recovery from the Great Recession is the first to be driven not by domestic consumer spending but by growth in the developing world. Recent analysis of the Standard & Poor’s 500 companies by the Wall Street Journal underscores how corporate America has gained since the recession, reaching record profits on greater productivity and lower [...]

By Joel Dresang                        
Having a plan isn’t the same as being prepared, but some newly updated research offers another reminder that planning is essential to successful retirement.
The 22nd annual Retirement Confidence Survey reiterates earlier findings that simply considering what’s needed for retirement can help you prepare.
The nonpartisan nonprofit Employee Benefit Research Institute has consistent evidence that [...]