The goal of retirement planning is to arrange available financial resources so that an individual can plan for a financially secure retirement.  Landaas & Company can teach you how to calculate the amounts necessary for you to meet your personal retirement goals and then guide you so that your goals are obtained.  Retirement planning requires a level of knowledge in several different areas.  We must first understand how to determine the income, adjusted for inflation, that you will need.  We also understand the components of your retirement income, government programs (Social Security), employer provided retirement plans, and the available alternatives for personal retirement savings.  We do our best to make sure you are well informed and comfortable throughout this process.  Our goal is to generate income that you will not outlive, and identify withdrawal rates that give you a high probability of meeting your income needs over a potentially long retirement.

Landaas & Company can help you estimate how much you will need to invest to cover your higher education expenses.  We offer a variety of investment options that are specifically designed to meet your risk tolerance, tax situation and time frame.  We understand the importance of your child’s or grandchild's education and we will help you plan for this steadily increasing future expense.

Estate planning is the arranging for the transfer of your property to your heirs and to other beneficiaries in a way that will achieve your objectives and minimize the associated costs and taxes.  Like the other areas of financial planning, estate planning is individualized and goal-oriented.  Your goals will probably include providing adequate financial security to your dependents after your death, providing enough liquid assets for your estate to meet its obligations, transferring the maximum possible percentage of your assets and minimizing taxes and estate settlement costs.  We refer the legal components of your estate plan to competent and trustworthy professionals.  Landaas & Company will help you implement the estate plan developed by you and your attorney.

Making long term care insurance a part of your financial planning is an important step towards meeting your investment goals.  Protect your retirement assets and make sure your plans center on making the most of life and reflecting on a life well lived.  Landaas & Company can help assure that the unavoidable high cost of long term care does not interfere with your plans and dreams.